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Chapter 13 Bankruptcy Near Wabasha County, MN
Chapter 13 Bankruptcy; A Fresh Start Without Debt
If you are drowning in debt, bankruptcy can stop creditors from harassing you and attempting to repossess your property. Chapter 13 Bankruptcy is also called “wage-earners” bankruptcy and it involves the creation of a 3 or 5-year repayment plan. This is an option for debtors who have a reliable income with some disposable cash that they can use to make one monthly payment that gets distributed amongst their creditors. At the end of the repayment plan, the remaining debt is discharged and the debtor gets a fresh start. Filing Chapter 13 has advantages over other common options, such as Chapter 7 bankruptcy, because it typically allows you to keep your assets rather than liquify to pay off creditors. Contact Svodoba Law Office today to get professional advice and representation from an experienced Chapter 13 bankruptcy lawyer in the Wabasha County, MN area.
Get Professional Assistance Filing Chapter 13 in Wabasha County, MN and the Surrounding Areas
The paperwork and processes involved in filing bankruptcy can be incredibly complicated and exhausting. That’s why you should partner with an attorney who can handle a lot of the work for you and ensure that you make the right decisions throughout the process. Attorney Joyce can advise you on your options and assist you in developing a repayment plan. She can also represent you in negotiations if any of your creditors oppose your repayment plan. The plan is based on a calculation of your disposable income. This means that you will still have enough money to pay for your living expenses, but the majority of your leftover money will go to the bankruptcy trustee and be distributed amongst your creditors.
Work With One of the Area's Most Experienced Chapter 13 Bankruptcy Lawyers
Call today to get your free 30-minute consultation. We’ll discuss your unique situation and determine whether or not Chapter 13 bankruptcy is an option for you.
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Svoboda Law Office
Address: 108 West Center Street, Suite 103,
Lake City, MN 55041